FINANCIAL TOOLS
Planning tools and calculators to provide clarity and help with your decision-making process.
We pride ourselves on delivering high-quality financial accounting, guidance, and consulting services, and through the decades we’ve noticed some standard questions and concerns that arise with our clients.
Thus, we’ve put together an array of financial planning tools and calculators below that you can use as a jumping off point to learn more. But we do recommend contacting us for the most accurate and comprehensive financial advice.
Investment Calculator:
Investment Needed to Achieve Goals – Use this calculator to determine the investment needed to achieve your goal.
Debit and Credit Card Calculators:
Time to Pay Off Credit Card – Use this calculator to calculate the monthly payment and length of time it will take to pay off your credit card.
Loan Calculators:
Loan Calculator – Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter.
Loan Amortization Calculator – Use this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount.
Ratio Calculators – Use these calculators to assess your company’s liquidity, profitability and efficiency based on your financial statement data.
Auto Loan Calculators:
Auto Loan Calculator – Use this calculator to calculate an auto loan amount based on your desired monthly payment or to calculate a monthly payment based on an auto loan amount.
Buying vs. Leasing – Use this calculator to determine if you should lease or buy your next vehicle.
Mortgage Calculators:
Mortgage Calculator – Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter.
Mortgage Refinance Breakeven Calculator – Use this calculator to determine if you should refinance your mortgage and when you will break even.
Qualify for Home Purchase – This calculator indicates whether or not you qualify for a conventional mortgage.
Pay Points on Mortgage – This calculator helps to determine if reducing your mortgage interest rate by paying points is the best option.
Retirement Calculators:
Retirement Income Planner – Use this calculator to evaluate your retirement income plan.
Social Security Calculator – Estimate your Social Security benefits using the Social Security Administration’s Quick Calculator.
Minimum IRA Distribution – Use this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA.
Regular IRA vs. Roth IRA – Annual Contribution – Use this calculator to determine whether a regular IRA or a Roth IRA is right for you.
IRA Distribution Before Age 59 1/2 Calculator – This calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA.
Savings Calculators:
Children’s Education Savings – Use this calculator to evaluate and determine if you need to make changes to your college savings plan.
Years to Become a Millionaire – This calculator computes the number of years it will take for an initial investment along with monthly contributions to accumulate to $1 million.
Personal Finance Calculators:
Paycheck Calculator – Hourly – This calculator computes gross and net pay for an hourly paycheck and displays the various withholdings.
Paycheck Calculator – Salaried – This calculator computes net or gross pay for a single paycheck and displays the various withholdings.
Second Income Calculator – Use this calculator to estimate your additional monthly net pay after expenses if your spouse is working.
Flexible Spending Account Calculator – This calculator shows the effect a Flexible Spending account will have on your net pay.