The day after Christmas is the perfect time to reset, regroup, and make the most of any cash or gift cards you received.
Here are a few smart post-holiday money moves:
✨ Review your holiday spending — take note of what worked (and what didn’t) so you can plan smarter next year.
✨ Return or exchange wisely — don’t let unused items sit around; convert them into cash or credits you’ll actually use.
✨ Apply gift cards strategically — use them on essentials or to offset upcoming expenses.
✨ Plan a “no-spend week” — give your bank account a breather after the hustle.
✨ Start a sinking fund for next year — even $20 a month makes next December so much easier.
A little intention goes a long way toward starting the new year on solid financial footing.